Troy Oliveira Xavier

Mortgage Loan Officer

NMLS #2543787
212-814-0898
Troy.Oliveira@SuccessLending.com

2800 Manhattan Boulevard, Suite C1
Harvey, LA 70058
Branch NMLS #2504865

Licensed In: CT, FL, NC, PN, TX, VA

Get to know Troy Oliveira Xavier

Troy Oliveira Xavier is the Founder and CEO of Aureum Enterprise, a Miami-based firm specializing in real estate, lending, and financial services. With a background rooted in sales, wealth management, and client education, Troy has built his career around helping individuals, families, and business owners make confident financial decisions.

Troy partners with Success Lending to provide clients with a streamlined mortgage experience backed by a wide range of competitive loan products. His expertise extends beyond mortgages, blending knowledge of real estate, insurance, and wealth strategies to ensure clients receive comprehensive guidance tailored to their goals.

A Navy family upbringing instilled discipline and a strong sense of service in Troy from an early age. Those values carry into his professional approach today: clear communication, integrity in every transaction, and a relentless commitment to getting results. His track record spans residential purchases, investment properties, and financial protection strategies designed to build lasting security.

When not serving clients, Troy is active in the Miami professional community through organizations like the Miami Association of Realtors, the Miami-Dade Gay and Lesbian Chamber of Commerce, and the Downtown Development Authority. He is also dedicated to mentoring new agents, helping shape the next generation of professionals.

For Troy, lending is not just about closing loans, it is about creating opportunities, building wealth, and helping clients secure their future.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.

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