Michael Eddy

Michael grew up in a small town in Alaska, where tight-knit communities taught him the value of trust and relationships. After high school, he joined the Navy and served as a nuclear mechanic aboard the USS Kentucky submarine. His time in the military instilled in him a sharp attention to detail, discipline and a commitment to service — skills that now shape his approach to financial work.

Following his military service, Michael settled in Phoenix, Arizona, where he earned both a bachelor's degree in Finance and an MBA. It was also in Phoenix that he met his wife, Katie. Today, they’re raising their son, daughter, and two energetic dogs in the Ahwatukee neighborhood, where community still plays a central role in their lives.

Michael brings that same sense of community and service into his Lending practice. He believes that lending isn’t just about crunching numbers — it’s about helping real people make smart financial decisions, reduce stress and getting into the right loan for the long run. Michael takes time to understand your unique situation and goals so he can provide lending strategies tailored to you.

Michael has built a reputation for being dependable, approachable, and thorough. His motto — “Families, not files.” — reflects his commitment to treating every client like family, not just another name on an application.

When you work with Michael, you get more than just an LO — you gain a trusted advisor who’s dedicated to helping you navigate the numbers with clarity, confidence and care.