Kevin Kelly

Get to know Kevin Kelly

Check out my Intro Video on YouTube here: https://youtu.be/NivydSc6_SQ

I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and North Carolina.

More recently becoming licensed as a Realtor with eXp Realty in Virginia, I am able to provide greater value to my clients leveraging my expertise in both critical specialties, mortgage financing and real estate sales.

My client-focused and value-added approach has helped me build a long and successful career built upon a solid foundation of experience, expertise, excellent service and maybe most important of all…trust.

Contact me today to learn how I can help you achieve your financial and homeownership goals.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.