Johanna Summers

Get to know Johanna Summers

With over 14 years of experience in the mortgage industry, I’m passionate about helping clients find the best solutions for their unique needs. As a leader committed to achieving results, I take pride in offering personalized guidance to both my clients and my team. I understand that everyone’s financial situation is different, which is why I focus on providing tailored advice to help individuals navigate the home-buying process with confidence.
I’m also deeply dedicated to financial education and spend much of my time empowering others to better understand their finances and mortgages, enabling them to make informed decisions for their financial future.

When I’m not working, I enjoy staying up-to-date with current events, challenging myself at Orange Theory Fitness, and traveling with my family.

I believe buying a home is a significant milestone, and I’m here to help ensure that choosing the right mortgage sets the foundation for long-term financial success. If you are ready to take the next step toward homeownership or simply want to explore your options, I'd love to help.

Reach out today to start the conversation and discover how we can work together to find the right mortgage solution for you.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

Who is SUCCESS® Lending?

SUCCESS® Lending is bridging the gap between homebuyers, real estate agents, and loan officers by offering a faster and smoother mortgage lending experience. With us, you’ll receive transparency through real time updates and notices, encouragement along the way – you’re not doing this alone – and understanding because we buy and sell homes ourselves, so we know that some situations require special attention.