Joe Freeman

Get to know Joe Freeman

Joe Freeman brings over 15 years of hands-on experience in real estate and finance to his role as Branch Manager with Success Lending. A licensed real estate salesperson since 2008, Joe has built his career on a deep understanding of the full property lifecycle—from perosnally purchasing and rehabbing, to analyzing multifamily cash flows, to representation of Buyers and Sellers and and strategic disposition. His background gives him a unique perspective that helps clients make informed, confident decisions at every stage of the lending process.

Known for his exceptional organization, promptness, and follow-through, Joe thrives on helping individuals and families navigate their financial journeys. With strong expertise in consumer finance and budgeting, he takes pride in turning complex challenges into clear, actionable steps. His mission is simple: to empower clients with the knowledge, resources, and support they need to achieve their goals—whether it’s buying their first home or building long-term wealth.

Driven by a belief that success is built on service, Joe blends professional precision with a personal commitment to making a difference.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.