Janelle Freeman

Get to know Janelle Freeman

As a Loan Officer my main objective is to educate and empower my clients to make the decisions that best meet their financial needs and real estate goals. A new homeowner myself, I understand the financial and emotional complexities that first time homebuyers, as well as seasoned homeowners, have and experience in our competitive housing markets. Regardless of whether you are looking for your first home or 5th investment property, you can count on me to hop on the phone or schedule an in person consultation to answer any and all questions you may have. With over 500 successful purchase and refinance transactions, I know that you, your real estate agent and myself working as a team can get you under contract and into a new home.

On the weekends you can find me outside playing sand volleyball or skiing, attending a concert, or at home tackling another DIY house project with my partner, Ben.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.