James Hampton

Get to know James Hampton

A lifelong Chicagoan, I proudly serve clients in several states throughout the country. With more than 22 years of experience as a Loan Officer, I specialize in lending to self-employed clients, low-to-moderate income lending programs, first-time homebuyer programs, conforming loans, and jumbo mortgages. Most of all, I take pride in helping families turn their Dream of Homeownership to Reality.

Whether you’re a first-time homebuyer, a homeowner looking to refinance, or are shopping for an investment property, I’m here to help you find the right mortgage to fit your needs. Starting with a review of your finances, I’ll help you get a clear picture of what might work best for you. I’ll explain your options, answer any questions you may have, keep you informed, and guide you through every step of the mortgage process. Above all, I want to ensure that you have a positive home lending experience.

I’m a father of three boys, a husband of 28 years, and a dedicated man of faith. When I’m not hard at work helping clients, you can find me spending quality time with my wife and our four grandchildren, watching the Bulls and the Bears, or traveling to new places.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

Who is SUCCESS® Lending?

SUCCESS® Lending is bridging the gap between homebuyers, real estate agents, and loan officers by offering a faster and smoother mortgage lending experience. With us, you’ll receive transparency through real time updates and notices, encouragement along the way – you’re not doing this alone – and understanding because we buy and sell homes ourselves, so we know that some situations require special attention.