Debbie Echols

Get to know Debbie Echols

Debbie Echols has been instrumental in serving her local communities, bringing close to three decades of invaluable experience in the mortgage industry. Due to her vast knowledge, continual commitment to quality and having dedicated her career working to various purchase markets in Alabama, Debbie has become a loyal and trusted resource among clients and associates.

Whether you are a first-time homebuyer or an experienced one, you can rely on Debbie for your home and consumer needs. She is a strong believer that helping finance her clients’ American Dream is truly doing work that matters. Proving to others that homeownership is possible is one of the most rewarding parts of her career, and her dedication is reflected in numerous Top Producer awards throughout her tenure as a loan originator.

When she is not busy originating loans, Debbie enjoys spending time with her family and traveling to various sites across the US and Europe. She especially loves her annual trip to Disney World with her daughter to celebrate their birthdays. She is also a huge Alabama football fan, and enjoys tailgating with family and friends. She has been married to Roger for 47 years, and has three daughters and seven grandchildren who are frequent houseguests during the summer months.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.