Charles Galati

Get to know Charles Galati

Charles Galati has spent over 3 decades helping individuals achieve their homeownership dreams. His journey began in high school, hosting open houses alongside his mother, a real estate agent at 19, and continued into college, where he pursued a career in the mortgage industry. A graduate of Southern Methodist University with degrees in Real Estate Finance and Real Estate Law, Charles has built his career on a foundation of integrity, dedication, and personalized service.
Known for his client-first approach, Charles ensures that every step of the mortgage process is tailored to the financial needs and comfort of his clients. His deep commitment to building relationships has made him a trusted partner for both homebuyers and real estate agents alike.
Originally from Houston, Charles now resides in Georgetown with his wife and three children. In his free time, he enjoys family, movies, and exploring great food.

Home Loans the SUCCESS® Way

FIRST TIME HOMEBUYERS

How exciting it is to buy your first home. I’ll help you, along with an outstanding support team, navigate the home loan process so you have the very best experience and learn about your homeownership options.

CONVENTIONAL

Conventional loans allow for 3% down and typically are fixed in terms and rate. Usually, a good-to-great credit score is needed to get the lower rates featured with Conventional loans. (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

FHA

FHA loans feature down payments as low as 3.5, low closing costs, and easier credit qualifications. Great for first time homebuyers! (Mortgage insurance may be required on loans greater than 80% LTV and will increase your monthly payment).

VA

VA loans are for those who have served or are currently serving in the Armed Forces. We are honored to serve you!

JUMBO

Go big or go…home! A jumbo loan can go up to seven figures, which works if you’re buying in a high-cost area or if you just want to go big.

USDA

Living in a rural-zoned area has its perks. Zero down, lower PMI, and competitive interest rate could help you down that country road.

The SUCCESS® Lending Difference

Purchasing a home marks the start of an exciting new chapter. When you work with SUCCESS® Lending, you get more than a mortgage – you get a partner who’s with you every step of the way. With clear updates, secure digital tools, and a team that truly cares, we make the process simple, supportive, and built around you – so you can step into your new home with confidence.